Terms & Conditions
Terms of Use
Welcome to the American Bank Equipment ECommerce Site. Please review these Site terms of use, which govern your use of and purchase of products from our Site. By accessing, browsing, or using this Site, you acknowledge that you have read, understand, and agree to be bound by these terms.
Disclaimer of Warranty
American Bank Equipment is providing this site and it's contents on an "as-is" basis and makes no representations or warranties of any kind. Neither Express or implied warranties, of merchantability or fitness for a particular purpose. Although American Bank Equipment believes the content to be accurate, complete and current, ABE does not represent or warrant that the information accessible on this site is accurate, complete or current. Price and availability information is subject to change without notice.
Disclaimer of Liability
In no event shall American Bank Equipment be liable for special, indirect, exemplary, or consequential damages, or any damages whatsoever. This includes, but is not limited to, loss of use, data, or profits, without regard to the form of any action, including but not limited to contract, negligence, or other tortuous actions, all arising out of or in connection with the use, copying, or display of the contents of this site. In an effort to provide our customers with the most current information, American Bank Equipment will, from time to time, make changes in the Contents and in the products or services described on this Site.
Ordering
Orders will be placed through our certified, secure and encrypted shopping cart on our web site. By placing an order with American Bank Equipment, you are agreeing to the total dollar amount of the sale, and that American Bank Equipment is authorized to collect payment via the payment method you specify. All orders are subject to approval by American Bank Equipment.
Payment Terms
We accept Visa, Master Card, Discover and American Express. Most orders are shipped on the same day, depending on the time of day the order is placed. In the case of an order being placed over the weekend or holiday, the order will be placed on the next business day.
For accounts with pre-qualified payment terms when paying by check, please ensure that your customer number and invoice numbers are clearly listed to speed up processing and avoid possible errors. These terms will be determined based on overall credit history and financial ability to pay for all goods purchased. Please allow 10-15 business days for application processing. Upon approval for terms, if an account reaches its set credit limit, further shipments may be placed on hold status until the amount over the limit is paid.
Delinquent Accounts
If an invoice remains unpaid after the due date, further shipments may be placed on "hold" status until the past due amount is paid in full. NSF checks and stop payments will be subject to a $25.00 service charge. In the event of repeated delinquencies, and if we cannot otherwise resolve the matter to our satisfaction, your account may be placed in the hands of a collection agency or attorney for collection. In the event that your account is sent for collection, you will be obligated to pay the full balance of your account, plus interest thereon, together with all reasonable attorneys' fees, collection fees and related expenses incurred by American Bank Equipment. The venue for all court hearings and litigation will be in Oldham County, Kentucky.
Sales Tax
Generally, tax laws impose state sales or use tax when someone purchases products or uses them in that state. Also, almost all counties and cities impose their own sales or use tax.
Based on current Kentucky law, ABE will collect State of Kentucky sales tax on all sales made within this state. If you are located in any other state, and make purchases from ABE, then local tax laws may require you to pay local sales or use tax directly to your county or city. Please consult your tax advisor or your local taxing agency as to your legal responsibilities.
ABE values all of its customers, and does not want any member to experience an unexpected tax liability.
Return Policy
In the event that your order arrives damaged upon delivery or is defective, we ask that you contact us immediately at warranty@AmericanBankEquipment.com or call us at (502) 225-9007 X 140. We will take all the information regarding the problem and issue an RA to get the part or parts back to us for evaluation. Credit will be given for issues that are within the fault of ABE. Restocking fees may be applicable is there is no fault found after evaluation.
Terms of Use Revisions
American Bank Equipment may revise these terms of use by updating this posting. You agree that in the event any portions of these Site terms of use are found to be unenforceable, the remainder of these Site terms and conditions shall remain in full force and effect. By using this site you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms of use to which you are bound.